Get What You Want This Holiday with These Wallet-Boosting TipsBy The DivaGals | November 30, 2016 | Gal Approved
Hey DivaGals. Found a lovely pair of shoes that youΓÇÖre just dying to get? What about a perfect pair of pants that you just canΓÇÖt live without? Whatever it is, the Christmas holiday seems like the perfect excuse to swipe┬áyour credit cards and get your hands on some well-deserved end of year presents for those you love, and yourself!
But no one wants January 2017 to roll around and have their credit card bill look like a small home mortgage. ItΓÇÖs completely understandable if youΓÇÖd prefer not to drop all your cash into a heap of presents that become impossible to pay for in the future. Fear not! Here are some quick tips to help you boost your bank balance before the shopping spree gets out of control.
Sell Your Items.┬áWeΓÇÖve all got a wardrobe or box full of useless clothes and items that we donΓÇÖt need anymore. Whether itΓÇÖs an old phone, some electronics that are out of date, or a clothing item that doesnΓÇÖt fit anymore, we all have something to sell.┬áYour can get yourself on eBay or Let Go, or try one of the clothing sites like Poshmark to start advertising and unloading your items. Since you won’t be needing these items in the future, you can afford to let them go at a cheaper price to attract more attention. After all, itΓÇÖs the holiday season, so shouldn’t they go somewhere they can find a new owner to love the heck out of them. Clothes, jewelry, electronics, even big pieces of furnitureΓÇögenerally anything that you can think of can find a new home and make you some money.
Get Another (Part-time) Gig.┬áA part-time job or online gig is a great way to pick up a bit of extra cash. Sites like Fiverr will let you advertise whatever service you like, and people will pay you good money to help them with various tasks. It could anything from writing a review to giving them a comment on their Facebook page. If you don’t mind working weekends, why not seek out a job at your favorite store? You can earn extra cash and get a discount on your fave items – you’re stretching that extra dollar twice as much!
Freelance Work.┬áIf youΓÇÖve got a good skillset at something creative or productive, then chances are someone out there will be willing to buy your services. ThereΓÇÖs anything from writing articles to designing logos, or even writing bits of programming code and video editing. If youΓÇÖve got a skill thatΓÇÖs useful in the industry, thereΓÇÖs a buyer somewhere whoΓÇÖll pay good money for your services. Although professional freelancing is a long-term investment, there are plenty of sites where you can find real clients willing to pay for high-quality work. You can go on Indeed or Monster and look for freelance positions that fit your skill set.
Take a Loan. If you are thinking of a big present this season — like gifting a car or home (it happens!) and┬áyouΓÇÖre financially stable and have good credit, you can look into taking out personal loans for a big bank balance boost. Of course, taking a loan is a serious investment, so make sure you understand all the hidden fees and the total you’ll have to pay back!
Make It. A lot of people forget just how personal a handmade gift can be. Have a friend who loves fashion? If you have a sewing machine and some basic sewing skills, you could upcycle an old piece or thrift store find for your friend. It will be a one-of-a-kind piece she’ll treasure! Check out one of the best refashioners in the business –┬áCoolirpa┬áon YouTube — for ideas and tips on upcycling fashion. And make sure to subscribe to her page so she gets to 1 million subscribers!